Choosing the right payment gateway is critical for any online business. Customers expect fast, secure, and flexible payment options, while businesses need reliability and simple integration. Mollie is a payment service provider that fulfills both needs, especially for businesses operating in Europe.
Founded in the Netherlands, Mollie enables companies to accept online payments through a single, easy-to-use API. Whether you run an e-commerce store, SaaS platform, or subscription-based service, Mollie offers a scalable solution with minimal setup time.
What Is Mollie?
Mollie is a payment service provider (PSP) that allows businesses to accept and manage online payments without dealing with complex contracts or hidden fees. It acts as a bridge between your website or app and your customers’ preferred payment methods.
Mollie is known for:
Simple onboarding
Clear pay-as-you-go pricing
Strong compliance with European regulations
Excellent developer documentation
Supported Payment Methods
One of Mollie’s biggest strengths is its wide range of supported payment options, including:
Credit & Debit Cards (Visa, Mastercard, American Express)
iDEAL
Bancontact
SOFORT
SEPA Credit Transfer & SEPA Direct Debit
PayPal
Apple Pay
Google Pay
Klarna (Buy Now, Pay Later)
This makes Mollie especially attractive for businesses targeting European customers, where local payment preferences vary by country.
Key Features of Mollie
1. Easy Integration
Mollie provides well-documented APIs, SDKs, and ready-made plugins for popular platforms like:
WordPress / WooCommerce
Shopify
Magento
PrestaShop
Custom apps (via REST API)
Developers can integrate Mollie in just a few hours.
2. Transparent Pricing
There are:
No setup fees
No monthly subscriptions
No long-term contracts
You only pay per successful transaction, making it ideal for startups and small businesses.
3. Secure Payments
Mollie complies with:
PCI-DSS standards
Strong Customer Authentication (SCA)
PSD2 regulations
This ensures secure transactions and reduced fraud risk.
4. Subscriptions & Recurring Payments
Mollie supports recurring billing, making it suitable for:
SaaS products
Membership websites
Subscription boxes
5. Dashboard & Analytics
The Mollie dashboard allows merchants to:
Track payments in real time
Issue refunds easily
Download financial reports
Monitor chargebacks
How Mollie Works (Step-by-Step)
Customer selects a product or service
Chooses a payment method at checkout
Mollie securely processes the payment
Payment confirmation is sent to your system
Funds are transferred to your bank account
The entire process is fast, reliable, and optimized for user experience.
Mollie Pricing Overview
Mollie follows a pay-per-transaction model, with pricing depending on the payment method used. For example:
iDEAL: Low flat fee per transaction
Credit cards: Percentage + fixed fee
Buy Now, Pay Later: Slightly higher fees
This transparent structure helps businesses predict costs without surprises.
Advantages of Using Mollie
Fast setup and onboarding
Excellent for European markets
Multiple local payment options
Strong developer support
No fixed monthly costs
Scales easily with business growth
Potential Limitations
While Mollie is powerful, it may not be ideal if:
Your business operates mainly outside Europe
You require extensive global currency support
You need in-person POS payments
For most online European businesses, however, these limitations are minimal.
Who Should Use Mollie?
Mollie is ideal for:
E-commerce stores
SaaS startups
Subscription platforms
Freelancers and digital agencies
Small to medium-sized businesses
If your customers are in Europe and you value simplicity, Mollie is a strong contender.
Conclusion
Mollie stands out as a modern, developer-friendly payment gateway that prioritizes transparency, security, and ease of use. With support for multiple European payment methods and no hidden costs, it’s an excellent choice for businesses looking to streamline online payments without complexity.
As digital commerce continues to grow, using a flexible and trusted provider like Mollie can give your business a competitive edge.
